Homeowner’s coverage doesn’t have to be difficult to understand. A basic Williams and Associates Homeowners Insurance Policy will cover the following:
 

• The structure of your home
• Replacement costs Personal possessions (up to a set limit)
• Living expenses in case of a disaster
• Liability

You can also add supplemental policies such as:

• Valuable Articles/Floater policies (i.e. Jewelry Insurance)
• Flood policies
• Umbrella policies (additional liability)